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Financing

Interest free credit
IKEA has flexible payment options for credit card holdersthat make it easy and affordable to furnish the home of your dreams. Simply inform the cashier that you would like to put your purchases on an Installment Payment Plan (IPP).

Credit Card 0% Installment
 
IKEA offers flexible payment options that make it easy and affordable to furnish the home of your dreams. Applies to total purchase value of minimum requirement in a single receipt. Applicable for VISA and MASTERCARD from BCA, Mandiri Bank and Permata Bank up to 12 months.

How to pay
  • At IKEA stores, simply inform the cashier that you would like to put your purchases on an Installment Payment Plan (IPP).
  • For online purchase, simply select the payment option for “Credit card instalment 0%” and complete your payment.
0% Installment
Payment Plan
Credit Card
BCA Mandiri Bank Permata Bank
3 months Minimum
Rp 500.000,-
6 months Minimum
Rp 3.000.000,-
12 months Minimum
Rp 6.000.000,-
  • *Terms and conditions apply.

Financing Plan
 
If you have figured out how you want your dream home but need assistance to allocate the budget, we offer various financing options to bring your ideas to life. IKEA has partnerships with several independent financial institutions that allow you to apply for loans ranging from Rp 1 million to Rp 50 million to purchase any IKEA products. You can also choose the installment plan of 12, 18, 24, 30, or 36 months with an affordable monthly fixed value.

Reach out to one of our co-workers in the store for more information.

Kredivo
 
Kredivo offers instant credit solution with options to pay later within 30 days (interest-free) or pay with instalment up to 12 months with a fixed rate interest.

Register now    



Why Kredivo?
  • Without a down payment, you can get the item you bought before payment
  • Checkout in just 2 clicks and your shopping cart will be processed
  • Pay in 30 days
    • No minimum transaction
    • Maximum transaction is according to your credit limit
    • 0% interest for payment no more than 30 days
  • 3, 6, 12-month instalments
    • Valid for purchase of 1 (one) or more products in 1 (one) shopping cart with minimum transaction Rp500.000,-
    • Maximum transaction is according to your credit limit
    • 2.6% interest per month
Kredivo premium account

With Kredivo premium account, it's easier to buy more furniture with a credit limit up to Rp 30.000.000 with up to 12-month installment.