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Financing

If you have plans to buy home furnishing products to complete or decorate your home but need help in managing finances, we can offer a range of financing options so that your plan can be realized

Credit Card 0% Installment
 
IKEA offers flexible payment options that make it easy and affordable to furnish the home of your dreams. Applies to total purchase value of minimum requirement in a single receipt. Applicable for VISA and MASTERCARD from BCA, Mandiri Bank and Permata Bank up to 12 months.

How to pay
  • At IKEA stores, simply inform the cashier that you would like to put your purchases on an Installment Payment Plan (IPP).
  • For online purchase, simply select the payment option for “Credit card instalment 0%” and complete your payment.
0% Installment
Payment Plan
Credit Card
BCA Mandiri Bank Permata Bank
3 months Minimum
Rp 500.000,-
6 months Minimum
Rp 3.000.000,-
12 months Minimum
Rp 6.000.000,-
  • *Terms and conditions apply.

Financing Plan
 
The partnership between IKEA with SPEKTRA allows you to apply for loans ranging from Rp 1 million to Rp 50 million to purchase any IKEA products. You can also choose the installment period from 12, 18, 24, 30 or 36 months, with an affordable monthly fixed value.

Simply talk to one of our co-workers in the stores for more information

Kredivo
 
Kredivo offers instant credit solution with options to pay later within 30 days (interest-free) or pay with instalment up to 12 months with a fixed rate interest. You can find more information in this link: kredivo.com/faqs


Why Kredivo?
  • Without a down payment, you can get the item you bought before payment
  • Checkout in just 2 clicks and your shopping cart will be processed
  • Pay in 30 days
    • No minimum transaction
    • Maximum transaction is according to your credit limit
    • 0% interest for payment no more than 30 days
  • 3, 6, 12-month instalments
    • Valid for purchase of 1 (one) or more products in 1 (one) shopping cart with minimum transaction Rp. 1.000.000
    • Maximum transaction is according to your credit limit
    • 2.95% interest per month
Kredivo premium account

With Kredivo premium account, it's easier to buy more furniture with a credit limit up to Rp 30.000.000 with up to 12-month installment.