What we do

We provide a variety of financing solutions, through credit card instalments or without a credit card to help you make your ideas a reality.

Credit Card 0% Instalment

IKEA offers flexible payment options that make it easy and affordable to furnish the home of your dreams. Applies to the total purchase value of the minimum requirement in a single receipt. Applicable for VISA and MASTERCARD from BCA, Mandiri, BRI, PermataBank, UOB, BNI, CIMB Niaga, PaninBank, and DBS.

How to pay
  • At IKEA stores, simply inform the cashier that you would like to put your purchases on an Instalment Payment Plan (IPP).
  • For online purchases, simply select the payment option for “Credit card instalment 0%” and complete your payment.
Tenor Credit Card
BCA BNI DBS Mandiri Panin UOB BRI CIMB Niaga Permata
3 Months Minimum Rp 500.000
6 Months Minimum Rp 3.000.000
12 Months Minimum Rp 6.000.000
24 Months Minimum Rp 10.000.000
  • *Terms and conditions apply
  • **BCA 24-month tenure and BRI instalments are only available at IKEA Indonesia stores

Financing Plan
When you have figured out the way you want your dream home to be, and are in a need of assistance to allocate the budget, we offer various financing options to bring your ideas to life. IKEA has partnerships with several independent financial institutions that allow you to apply for loan up to 18 months with an affordable monthly fixed value.

Reach out to one of our co-workers in the store for more information.


Kredivo offers instant credit solution with options to pay later within 30 days (interest-free) or pay with instalments up to 12 months with a fixed rate interest.

Register now    

Why Kredivo?

  • Without a down payment, you can get the item you bought before payment
  • Checkout in just 2 clicks and your shopping cart will be processed
  • Pay in 30 days
    • No minimum transaction
    • The maximum transaction is according to your credit limit
    • 0% interest for payment no more than 30 days
  • 3, 6, 12-month instalments
    • Valid for purchase of 1 (one) or more products in 1 (one) shopping cart with minimum transaction Rp500.000,-
    • The maximum transaction is according to your credit limit
    • 0% interest for 3-month tenure.
    • 2.6% interest for 6-month and 9-month tenure.
Kredivo premium account

With Kredivo premium account, it's easier to buy more furniture with a credit limit up to Rp 30.000.000 with up to 12-month instalment.

Frequently asked questions (FAQ)

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